Tighten your belts people… page other ways to make money 5 river daves place

I wasn’t going to post this but this interview pretty much other ways to make money sums it up for me (but who am I). As stated last year my hopes were that the S&P 500 would come back to the 2200 range and other ways to make money consolidate from there with some slower growth in the market. This would clear some of the gaps and retrace some other ways to make money of those important levels in the S&P 500. This would build some confidence for those that got out other ways to make money of the stock market to slowly return back to the other ways to make money stock market. However, it looks like pension funds and corporate buy backs won’t let it happen. Instead we got the V-shaped recovery.

We had a black-out of corporate buy backs in the last 30 days other ways to make money and the market didn’t go down at all (I am not yet sure what happened there). My fear is that the smart-money will come back heavy into the market and the other ways to make money mom and pops will follow holding the bags when everything other ways to make money takes a hit. I don’t think the delayed trade deal will pull back the other ways to make money S&P 500 as far as it needs to come back other ways to make money unless there is a full on trade war. Which at that point the fed will drop rates and other ways to make money if that doesn’t work they will bring on more welfare for the other ways to make money wealthy, QE.

If nothing dramatic happens in the next four months it other ways to make money will be interesting to see what happens when the fed other ways to make money stops QT in september. This may be the catalyst that brings the smart-money heavily back into the stock market followed by the other ways to make money mom and pops. This could create euphoria in the stock market that I other ways to make money haven’t yet seen in 2019. I look at my everyday life for examples of this, for example when I was in costco back in early other ways to make money december of 2017 and the stock people were talking about other ways to make money investing in bitcoin. I figured bitcoin must be close to a top and other ways to make money sure enough we saw what happened. In late august of 2018 a friend of mine who other ways to make money knows nothing about investing and who has never invested in other ways to make money anything was talking about investing in apple and sure enough other ways to make money that was the near all time high for apple. But most important don’t follow anything that I write cause I am just other ways to make money guessing.

Pre 2008 I saw some pretty telling things as well. I saw them mostly in the mid 2000’s. An elementary teacher I knew started borrowing from their 403(b) plan to flip houses. Followed, the house flipping to miami and lost everything, even their retirement. A friend of a friend left their minimum wage job other ways to make money to work for a lender and made huge money with other ways to make money very little to no experience or even education. Yep, they lost everything. A friends wife who he personally told me his wife other ways to make money was an idiot and he wouldn’t hire her to answer his phone in his business other ways to make money became a real estate agent and made huge money. Though I know everyone doesn’t have to be highly educated in their industry to other ways to make money make good money, I do think they need to have at least a other ways to make money good amount of experience and work ethic. Experience was lacking in all of these examples yet they other ways to make money went all in, had short-term success but lost in the end.

So have any of you in 2019 seen some examples other ways to make money of what you would call euphoria? I have seen a little bit of it at the other ways to make money small business and of course the large corporation buy back other ways to make money level but that doesn’t concern me as much as seeing it at the other ways to make money everyday people level. If not maybe the next down turn in 2019 (if we get one) is more contained to small business and larger corporations that other ways to make money have made bad decisions.

Commercial debt was looked at as a safe haven. Hedge funds struggling to recover poured every dollar they had other ways to make money in to try and generate much needed cash flow. Insurance companies, china, pension funds, retirement funds all the same players who just lost their other ways to make money ass on the real estate market needed a return better other ways to make money than treasury bonds could yield.

Clo structures are just as bad as 2006 vintage mortgage other ways to make money securities. The highest the rmbs default rate on subprimes was 35% on prime loans it was 10% both are 2006 vintages. I have no doubt that small business loans will hit other ways to make money similar levels. With big businesses reaching the 10% number when their customers start closing and the employees are other ways to make money out of work. Leverage was just too easy to get.

If clos are so much more safe then rmbs was other ways to make money why are the regulators "trying to stitch these parts together"? I think I remember hearing that sentence before in my other ways to make money past. The regulators are trying to determine if they got it other ways to make money wrong when they rated these bonds at issuance. They are pouring through bond performance, original underwriting, collateral, trying to determine how bad the damage could be.

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