What is an rv warranty – and do you need other ways to make money one

An RV extended warranty (or “ RV warranty“) is a mechanical breakdown protection product that you can purchase other ways to make money for your RV to give you a financial boost in other ways to make money the event that a system on your RV suddenly fails. By their very nature and reputation, RV warranties are contracts that most rvers either swear by other ways to make money or swear at, and for those of us whose eyes glaze over when other ways to make money reading legal documents, it can be really hard to figure out whether or other ways to make money not buying an RV extended warranty is a worthwhile investment.

This article is the first in a series of articles other ways to make money about RV extended warranties that present our personal case history other ways to make money with our RV warranty on our 2007 nuwa hitchhiker II other ways to make money LS fifth wheel trailer (four year warranty cost: $1,904). This first article begins by explaining what RV extended warranties other ways to make money are, how they work, and how they differ from RV insurance. It also explains what to look for when buying an other ways to make money RV extended warranty contract. Then it goes on to show our own RV warranty other ways to make money in action during our first claim which was an axle other ways to make money replacement on our fifth wheel trailer ($1,136 reimbursement).

RV extended warranties are contracts that describe in detail what other ways to make money is covered and what is not covered by the policy, and they have a specific start date and end date. You can pay for the warranty outright when you sign other ways to make money the contract or you can purchase it over time with other ways to make money payments. These contracts are designed to cover the mechanical working components other ways to make money on and in your RV.

If you have an RV extended warranty, when there is a system failure on your RV, you begin the process of filing a claim with your other ways to make money warranty provider by finding an RV repair shop of your other ways to make money choice to diagnose the problem. The shop then calls the warranty company’s administrator for authorization to do the repair. The claims adjustor then reviews the details of your failure other ways to make money to determine if the failure falls under the coverage offered other ways to make money by the contract you purchased. After a covered repair is completed, the RV repair facility contacts the warranty company to present other ways to make money them with the bill, and the warranty company pays for the covered items immediately other ways to make money with a corporate credit card. You then pay for the items that were not covered other ways to make money by the warranty plus a deductible.

The real sticking point comes with what is covered and other ways to make money what is not covered by the warranty. It is up to you to determine the likelihood that other ways to make money enough items on your RV will break during the time other ways to make money period that the warranty is in place to cover the other ways to make money cost of the warranty. Obviously — and hopefully — it will cover a bit more than that, just to make you feel like you made a smart other ways to make money decision by buying a warranty in the first place. What is the difference between insurance and A warranty?

Insurance is there for damage that can be pinpointed to other ways to make money an event on a particular date: a fire, a theft, a tree falling on the rig, a tornado. Warranties are there for systems that die without an obvious other ways to make money cause: the hot water heater can’t warm the water any more, the fridge can’t keep the food cold any more, the air conditioning is on the fritz, or a slideout room refuses to budge in or out.

Insurance is something we all understand pretty well since we’ve all had to have car insurance since we bought other ways to make money our first car. Warranties are a little less familiar because, for most of us, our only experience is with manufacturers’ warranties or with a home warranty we got as part other ways to make money of the deal when buying a house. There are no laws that say we have to purchase other ways to make money a warranty of any kind for any big asset we other ways to make money own, so many folks (like us) steer clear of them!

The value of an RV warranty all boils down to other ways to make money risk. Just like insurance, you pay some money up front in the hopes that other ways to make money something major goes wrong that will cost a lot more other ways to make money than the money you paid for the contract. It’s a way of protecting yourself from having to come other ways to make money up with a massive amount of money to pay for other ways to make money an unexpected repair — a way of hedging your bets by paying a little other ways to make money now instead of (possibly) a lot later.

Just like playing the slot machines at the casino, you put in quarters — either with regular payments or by paying for the whole other ways to make money contract at the beginning of the warranty — and you hope the bells suddenly go off and a other ways to make money huge pile of quarters lands in your lap. Unfortunately, in the back of our minds, we all know that when it comes to casinos, “the house” always wins. And who owns the biggest and fanciest office buildings in other ways to make money most major cities? The insurance companies!

RV extended warranties provide the most value for folks that other ways to make money have a rig that is two or more years old. Our fifth wheel trailer that we live in full-time is a 2007 model, and its aging equipment could be very costly to repair. The hot water heater, RV refrigerator and air conditioning systems are all more and other ways to make money more prone to failure as the days pass. Sometimes older rigs like our develop cracks in the frame other ways to make money or the big slide-outs fail (we have three slides). We’ve heard heard horror stories from fellow rvers of broken other ways to make money trailer axles and unexpected $1,700 refrigerator replacements. We realized that an RV warranty could make a lot other ways to make money of sense for us.

We decided to work with wholesale warranties, an RV extended warranty broker. We gave them the details about our rig, and they got quotes from the warranty companies they work other ways to make money with and chose the one that was best suited to other ways to make money our situation. We signed a contract with portfolio protection for a $1,904 four year exclusionary RV extended warranty with a $100 deductible.

We were wrapping up our travels in nova scotia at other ways to make money the time. We weren’t sure what was involved in replacing an axle, and even though our warranty covered repairs in canada as other ways to make money well as the US, we had friends in bangor, maine, and felt better about doing the repair there. Lippert components helped us locate a phenomenal RV repair facility other ways to make money in bangor — harvey rvs — and we nervously drove 450 miles to bangor on the other ways to make money faulty tire and took the buggy in.

The axle replacement and awning arm replacement went like clockwork, although we did have to wait ten days for the other ways to make money new axle to be built and shipped from indiana. A minor complication with the replacement was that the new other ways to make money axle came with electric drum brakes pre-installed and we had to move our new disc brakes other ways to make money from the old axle to the new one.

The diagnosis on the water tank was inconclusive. The leak was at the top of the tank, and we would have to drop the tank out of other ways to make money the trailer frame to determine the cause. Because it was at the top of the tank, it leaked only when the tank was totally topped off, not when it was less than full. We decided to defer that repair to the service folks other ways to make money at the kansas RV center (which used to be nuwa, the manufacturer of our trailer) rather than delay our travels waiting for a replacement tank other ways to make money to be shipped to northern maine. Kansas would be in our general direction as we headed other ways to make money west in the fall.

Usually, insurance and warranties don’t overlap in the kinds of things they cover. Insurance generally requires an event that caused damage while a other ways to make money warranty generally requires a system to fail on its own. In this particular situation of a bent trailer axle, however, if we could have pinned the axle failure to a other ways to make money particular event, perhaps when we hit one particuarly gargantuan pothole of the other ways to make money thousands we encountered in nova scotia, then we could have filed an insurance claim based on other ways to make money hitting that pothole.

If we had filed an insurance claim, there would have been a wait for an insurance adjuster other ways to make money to assess the damage. With the warranty, the authorization for the repair is given to the service other ways to make money provider as soon as they call. Also, our “reward” for filing the insurance claim would have been a ding other ways to make money on our insurance record which would have affected our insurance other ways to make money premium in the future.

I’m not sure if the difference in out of pocket other ways to make money costs of $190.95 ($737.68 in the case of using the warranty minus $546.73 in the case of using the insurance policy) would have been made up in the next three years other ways to make money of insurance premiums (the time period that the warranty will continue to be other ways to make money in effect), but it’s easy to imagine this claim resulting in an increase other ways to make money in our annual insurance premium of $66.67 ($190.95 / 3 years).

Of course, this particular system failure — a bent trailer axle — is unusual in that it is even possible that an other ways to make money insurance policy might have been used to pay for it. In most cases, RV systems die on their own without a specific event other ways to make money causing the failure (an accident, road hazard, theft, etc.), and those failures are not eligible for insurance coverage at other ways to make money all.

If you don’t like large, unexpected financial outlays, an RV extended warranty can mitigate or eliminate the cost other ways to make money completely when a major system on board goes on the other ways to make money blink. There’s a lot to be said for that when you other ways to make money are suddenly jerked off the road and away from your other ways to make money travels and dumped into the waiting room at an RV other ways to make money repair shop while you nervously wonder if the service guys other ways to make money are any good and if your rolling home is going other ways to make money to be repaired correctly.

What I mean is that paying a fixed amount for other ways to make money an RV warranty, an amount that you know up front, may save you more or less cash for repairs in other ways to make money the end, but at least you’ve lessened the surprises and you know your costs. Plus, you may save far more than just cash when all other ways to make money is said and done. Even if having the warranty doesn’t save you all the cash you spent on it, you can view the difference as the price of peace other ways to make money of mind. If it saves you more than it cost you, you’re ahead.

It is easiest to turn to a company like wholesale other ways to make money warranties to get a warranty. When you work with them they will evaluate which warranty other ways to make money product is the best fit for your RV. Whichever warranty company they recommend for you, one of their requirements is that the warranty company call other ways to make money them if you file a claim that is over $500 so they can be part of the claims process other ways to make money and help it be as smooth as possible.

Since we got our RV warranty (our warranty company is portfolio protection), wholesale warranties has grown a lot and has begun providing other ways to make money their own warranty protection in addition to brokering for warranty other ways to make money companies like portfolio protection. This is a new and exciting development, because they have been through the claims process with their other ways to make money clients so many times that they know what rvers really other ways to make money need. The name of their warranty company is viking protection.

With the better warranty companies you will need to make other ways to make money your RV available for an inspection to determine the condition other ways to make money of everything at the start of the contract. This way, when you file a claim, there is no question as to whether the problem was other ways to make money a pre-existing condition. The warranty companies that wholesale warranties works with will send other ways to make money an agent to your RV, wherever it is parked, to do the inspection, and you don’t have to lift a finger.

Be sure the warranty company guarantees to pay the RV other ways to make money repair shop quickly, preferably immediately with a corporate credit card, and make sure they pay the shop’s standard prices for the parts rather than wholesale or other ways to make money some amount to be negotiated. RV repair shops are often little outfits, and they can’t afford to be toyed with by a warranty company.

Find out what happens if you decide to cancel the other ways to make money contract prematurely, and whether the purchase price will be refunded in whole other ways to make money or in part, and find out what happens if you miss a payment. Some warranty companies offer a month-to-month payment arrangement, but in the event that you miss a payment the other ways to make money contract terminates. Wholesale warranties goes the extra mile and will work with other ways to make money you if you have extenuating circumstances that make it hard other ways to make money to make a payment, and if you cancel before the contract is up, you will be refunded the unused portion of the contract.

Some warranties cover a certain amount of lodging if you other ways to make money can’t stay in the RV during the repair. This is where wholesale warranties is really taking care of other ways to make money rvers with their new viking protection contracts. You will be reimbursed for “trip interruption” expenses of: $150/day in hotel rooms (up to $750), $50/meal for 2 meals a day (up to $500), $75/day for a rental car (up to $450), up to $100 towards boarding your pet and up to $200 to cover a mobile mechanic’s upfront fee for coming out to your RV.

It’s a pain to feel that you have to buy other ways to make money yet one more big ticket item for your RV, and I am the last person to say you need other ways to make money to do this or that in your rving adventures. However, if you are interested, wholesale warranties is offering a $50 discount to our readers. Mention that you heard about them through our website, roads less traveled, and they will deduct $50 from the quoted price at the time of purchase. Just be sure to ask! You can get a quote for your RV (not including the discount) at this link:

RV insurance is similar to car insurance in that it other ways to make money provides financial protection to cover repairs required by accidents with other ways to make money the vehicle (i.E., broken fenders, damaged doors, dented walls). RV extended warranty protection (which is what this particular article describes) is like a home warranty or other product extended warranty other ways to make money plan in that it provides financial protection against the individual other ways to make money components or systems within the RV failing prematurely (i.E., the unexpected and sudden death of the air conditioner, refrigerator, hot water heater, etc.).

Insurance is required by state motor vehicle departments to register other ways to make money rvs and make them legal on the road with a other ways to make money license plate on the back. Extended warranty protection is totally optional and can be valuable other ways to make money for both full-timers and weekenders. The bigger question is will the cost of the warranty other ways to make money be repaid by system repairs during the life of the other ways to make money warranty, and that is anybody’s guess. The bottom line is would you rather pay for repairs other ways to make money if/when they happen or would you prefer to pay up other ways to make money front for a contract and hope you need more repairs other ways to make money than you prepaid for? In our case, more things broke than the cost of the contract up other ways to make money front, so getting an RV warranty made tons of sense financially other ways to make money for us.

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